Managing your Claim

In navigating the aftermath of unforeseen events, our role as loss adjusters is to collaborate with the insured (policy holder) and the insurer to facilitate appropriate consideration to a claim. We will gather all relevant details and report to the insurer ensuring a thorough and professional consideration of your claim.

Whether the claim is for the family home or encompasses of specialty lines losses, we are well-equipped to handle the complexities. 

We will meet with the insured and/or their representative to discuss the loss and where applicable inspect and assess damage. Subsequently, a comprehensive report will be compiled and submitted to the insurer. 

Where the loss relates to damage to property, the loss adjuster can often advise on reinstatement options, or work with the insured to arrive at a suitable resolution.

We work closely with reinstatement companies, builders and associated sub trades, along with a variety of other professionals where required, including but not limited to:

• Engineers from many areas of discipline
• Architects
• Project Managers
• Accountants
• Legal fraternity

Our team of professional loss adjusters brings diverse backgrounds and expertise to the table, each dedicated to the field of insurance, with a particular emphasis on claims. Some may specialise in more complex areas such as Major Loss, Business Interruption/Financial lines, Construction, Liability or Marine losses.

Our loss adjusters work to ensure that all parties are furnished with the essential information required to make informed decisions within the parameters of the policy in force.

No, we are a professional service to investigate a claim on behalf of your insurance company. We are responsible for establishing the cause of a loss and to determine whether it is covered by your insurance policy. We may visit the site of the loss in order to gather evidence and assess damage.

It is common practice for insurance companies to involve specialist claims handlers or loss adjusters to assist in the process of claims.

McLarens New Zealand is the largest multi-disciplinary, full-service claim and repair management company operating in New Zealand. Our experienced claims handlers and loss adjusters have a wide range of specialist knowledge who are able to provide end to end resolution of your claim. 

We may need to ask you questions which arise from information you have given to the insurance company when you notified the claim (or completed a claim form).

We will also ask you to provide supporting evidence for your loss, such as purchase receipts for stolen / damaged items, where this is felt to be necessary.

We will generally assess and calculate settlement subject to the final approval of the insurance company who will then issue payments themselves.

In some cases, we have been given the authority by your insurer to pay you directly and we will inform you if this is the case.

Your contact details are provided to us from your insurance company and we will contact you via their preferred method.

We will contact you once we are appointed to act on your claim or if we require further information.

If we intend to do a site visit, the contact will be by phone to arrange an appointment at a time convenient.